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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,448 | $59,328-3.2% | $118,946-51.7% | $73,493-21.8% |
| Participation rate | 100.0% | 62.3%+37.7pp | 75.4%+24.6pp | 70.7%+29.3pp |
| Annual return | 19.60% | 19.13%+0.5pp | 35.89%-16.3pp | 28.51%-8.9pp |
| Employer contribution / active EE | $4,607 | $1,803+155.5% | $3,263+41.2% | $2,270+102.9% |
| Participant deferral / active EE | $3,854 | $2,604+48.0% | $4,266-9.7% | $3,740+3.1% |
| Admin fee / account holder | $647 | $600+7.8% | $6,581-90.2% | $513+26.1% |