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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,462 | $89,370-30.1% | $141,197-55.8% | $72,976-14.4% |
| Participation rate | 79.1% | 75.1%+4.0pp | 82.5%-3.4pp | 69.5%+9.6pp |
| Annual return | 26.28% | 111.88%-85.6pp | 71.41%-45.1pp | 81.02%-54.7pp |
| Employer contribution / active EE | $3,977 | $3,115+27.7% | $4,736-16.0% | $2,440+63.0% |
| Participant deferral / active EE | $7,493 | $5,419+38.3% | $6,710+11.7% | $3,608+107.7% |
| Admin fee / account holder | $11,090 | $5,957+86.2% | $10,265+8.0% | $5,124+116.4% |