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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,723 | $85,766-31.5% | $136,298-56.9% | $70,126-16.3% |
| Participation rate | 71.8% | 74.2%-2.4pp | 81.9%-10.2pp | 69.5%+2.2pp |
| Annual return | 22.07% | 31.46%-9.4pp | 5156.27%-5134.2pp | 73.15%-51.1pp |
| Employer contribution / active EE | $2,617 | $2,966-11.8% | $4,696-44.3% | $2,343+11.7% |
| Participant deferral / active EE | $5,472 | $5,051+8.3% | $6,247-12.4% | $3,332+64.2% |
| Admin fee / account holder | $870 | $5,421-84.0% | $9,244-90.6% | $4,645-81.3% |