Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $47,225 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $24,204 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,783 | $84,482-6.7% | $125,363-37.2% | $66,930+17.7% |
| Participation rate | 49.2% | 76.4%-27.2pp | 82.4%-33.2pp | 69.8%-20.6pp |
| Annual return | -16.85% | -8.49%-8.4pp | 572.15%-589.0pp | 1.57%-18.4pp |
| Employer contribution / active EE | $828 | $3,553-76.7% | $4,815-82.8% | $2,545-67.5% |
| Participant deferral / active EE | $4,267 | $6,782-37.1% | $7,447-42.7% | $4,238+0.7% |
| Admin fee / account holder | $394 | $685-42.5% | $10,005-96.1% | $593-33.7% |