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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,449 | $105,929+59.0% | $81,926+105.6% | $158,950+6.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 27.02% | 38.19%-11.2pp | 29.49%-2.5pp | 302.91%-275.9pp |
| Employer contribution / active EE | $8,573 | $7,802+9.9% | $4,310+98.9% | $4,762+80.0% |
| Participant deferral / active EE | $8,222 | $13,007-36.8% | $7,108+15.7% | $5,983+37.4% |
| Admin fee / account holder | $1,331 | $8,492-84.3% | $5,159-74.2% | $11,248-88.2% |