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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,937 | $138,102-29.8% | $125,381-22.7% | $134,532-27.9% |
| Participation rate | 59.1% | 84.5%-25.4pp | 82.4%-23.3pp | 81.2%-22.1pp |
| Annual return | -18.99% | 750.73%-769.7pp | 572.31%-591.3pp | 418.27%-437.3pp |
| Employer contribution / active EE | $1,705 | $5,245-67.5% | $4,815-64.6% | $4,741-64.0% |
| Participant deferral / active EE | $5,494 | $7,801-29.6% | $7,448-26.2% | $6,401-14.2% |
| Admin fee / account holder | $492 | $11,568-95.7% | $10,007-95.1% | $11,429-95.7% |