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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,591 | $165,381-37.4% | $149,730-30.8% | $158,966-34.8% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 23.78% | 348.29%-324.5pp | 276.70%-252.9pp | 302.95%-279.2pp |
| Employer contribution / active EE | $2,152 | $5,104-57.8% | $4,645-53.7% | $4,762-54.8% |
| Participant deferral / active EE | $7,654 | $7,182+6.6% | $6,843+11.9% | $5,983+27.9% |
| Admin fee / account holder | $10,057 | $10,809-7.0% | $9,310+8.0% | $11,250-10.6% |