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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,530 | $103,000-15.0% | $90,300-3.1% | $152,885-42.7% |
| Participation rate | 64.3% | 75.9%-11.6pp | 73.3%-9.0pp | 82.5%-18.2pp |
| Annual return | 19.58% | 95.19%-75.6pp | 78.11%-58.5pp | 345.39%-325.8pp |
| Employer contribution / active EE | $4,630 | $3,138+47.5% | $2,854+62.2% | $4,763-2.8% |
| Participant deferral / active EE | $6,068 | $4,281+41.8% | $3,884+56.2% | $5,851+3.7% |
| Admin fee / account holder | $369 | $6,173-94.0% | $5,353-93.1% | $11,598-96.8% |