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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,587 | $201,344+1.6% | $184,243+11.0% | $145,877+40.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.28% | 29.01%-12.7pp | 28.82%-12.5pp | 551.28%-535.0pp |
| Employer contribution / active EE | $2,351 | $7,022-66.5% | $6,427-63.4% | $4,663-49.6% |
| Participant deferral / active EE | $4,040 | $9,807-58.8% | $9,132-55.8% | $6,691-39.6% |
| Admin fee / account holder | $11,599 | $16,382-29.2% | $13,914-16.6% | $13,402-13.5% |