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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,551 | $171,867-44.4% | $149,721-36.2% | $147,586-35.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 15.46% | 2113.36%-2097.9pp | 1501.67%-1486.2pp | 578.59%-563.1pp |
| Employer contribution / active EE | $1,822 | $6,275-71.0% | $5,444-66.5% | $4,876-62.6% |
| Participant deferral / active EE | $2,628 | $7,270-63.8% | $6,568-60.0% | $5,439-51.7% |
| Admin fee / account holder | $9,879 | $13,799-28.4% | $11,282-12.4% | $10,886-9.2% |