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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,223 | $82,674-9.0% | $125,381-40.0% | $68,486+9.8% |
| Participation rate | 65.2% | 75.1%-9.8pp | 82.4%-17.2pp | 67.9%-2.7pp |
| Annual return | -17.60% | -5.97%-11.6pp | 572.31%-589.9pp | -7.85%-9.7pp |
| Employer contribution / active EE | $3,444 | $3,382+1.8% | $4,815-28.5% | $2,597+32.6% |
| Participant deferral / active EE | $11,436 | $6,111+87.2% | $7,448+53.6% | $4,028+184.0% |
| Admin fee / account holder | $9,545 | $6,277+52.1% | $10,007-4.6% | $5,404+76.6% |