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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,939 | $77,817-34.5% | $123,553-58.8% | $64,173-20.6% |
| Participation rate | 80.5% | 74.7%+5.8pp | 82.3%-1.8pp | 69.6%+10.9pp |
| Annual return | -5.41% | 12.49%-17.9pp | 119.21%-124.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $2,245 | $3,014-25.5% | $4,628-51.5% | $2,381-5.7% |
| Participant deferral / active EE | $6,417 | $5,240+22.5% | $6,426-0.1% | $3,470+84.9% |
| Admin fee / account holder | $1,168 | $5,519-78.8% | $9,284-87.4% | $4,887-76.1% |