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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,124 | $88,707-13.1% | $74,184+4.0% | $273,972-71.8% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.6%+13.4pp | 83.0%+7.0pp |
| Annual return | 6.96% | 11.94%-5.0pp | 17.74%-10.8pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,000 | $3,159-36.7% | $2,370-15.6% | $4,869-58.9% |
| Participant deferral / active EE | $9,857 | $4,212+134.0% | $3,550+177.7% | $5,287+86.4% |
| Admin fee / account holder | $34,237 | $8,717+292.8% | $5,586+512.9% | $10,133+237.9% |