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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,137 | $157,296+6.3% | $141,191+18.4% | $152,897+9.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.69% | 64.34%-39.7pp | 71.41%-46.7pp | 345.43%-320.7pp |
| Employer contribution / active EE | $2,763 | $5,262-47.5% | $4,736-41.7% | $4,764-42.0% |
| Participant deferral / active EE | $6,234 | $7,111-12.3% | $6,710-7.1% | $5,851+6.5% |
| Admin fee / account holder | $2,957 | $12,125-75.6% | $10,264-71.2% | $11,599-74.5% |