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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,786 | $63,114-52.8% | $92,915-67.9% | $65,186-54.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 76.0%+24.0pp | 70.2%+29.8pp |
| Annual return | 20.00% | 28.75%-8.8pp | 109.45%-89.4pp | 29.39%-9.4pp |
| Employer contribution / active EE | $1,803 | $2,571-29.8% | $3,653-50.6% | $2,177-17.2% |
| Participant deferral / active EE | $1,520 | $3,108-51.1% | $4,238-64.1% | $3,514-56.8% |
| Admin fee / account holder | $947 | $624+51.8% | $5,796-83.7% | $847+11.7% |