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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,787 | $56,894-45.9% | $84,753-63.7% | $62,881-51.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.52% | 6.30%+1.2pp | 22.78%-15.3pp | 20.14%-12.6pp |
| Employer contribution / active EE | $1,766 | $2,400-26.4% | $3,574-50.6% | $2,281-22.6% |
| Participant deferral / active EE | $1,743 | $2,709-35.7% | $3,712-53.0% | $3,203-45.6% |
| Admin fee / account holder | $748 | $3,581-79.1% | $5,333-86.0% | $4,296-82.6% |