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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,428 | $73,955-68.3% | $96,520-75.7% | $75,181-68.8% |
| Participation rate | 84.9% | 66.4%+18.5pp | 74.3%+10.6pp | 67.2%+17.7pp |
| Annual return | 12.92% | 26.72%-13.8pp | 35.72%-22.8pp | 160.69%-147.8pp |
| Employer contribution / active EE | $1,773 | $2,930-39.5% | $3,739-52.6% | $2,671-33.6% |
| Participant deferral / active EE | $3,379 | $3,659-7.6% | $4,879-30.7% | $4,126-18.1% |
| Admin fee / account holder | $2,164 | $5,217-58.5% | $6,733-67.9% | $5,650-61.7% |