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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,891 | $78,682-73.4% | $109,188-80.9% | $85,851-75.7% |
| Participation rate | 86.0% | 68.3%+17.8pp | 75.9%+10.2pp | 69.3%+16.7pp |
| Annual return | 12.06% | 25.09%-13.0pp | 25.76%-13.7pp | 318.63%-306.6pp |
| Employer contribution / active EE | $1,703 | $2,734-37.7% | $3,723-54.3% | $2,565-33.6% |
| Participant deferral / active EE | $3,233 | $3,468-6.8% | $4,654-30.5% | $3,952-18.2% |
| Admin fee / account holder | $1,125 | $5,470-79.4% | $6,755-83.3% | $6,261-82.0% |