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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,523 | $165,381-51.3% | $149,730-46.2% | $158,966-49.3% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 12.99% | 348.29%-335.3pp | 276.70%-263.7pp | 302.95%-290.0pp |
| Employer contribution / active EE | $2,169 | $5,104-57.5% | $4,645-53.3% | $4,762-54.5% |
| Participant deferral / active EE | $5,355 | $7,182-25.4% | $6,843-21.7% | $5,983-10.5% |
| Admin fee / account holder | $4,139 | $10,809-61.7% | $9,310-55.5% | $11,250-63.2% |