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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,210 | $81,476+90.5% | $102,383+51.6% | $80,925+91.8% |
| Participation rate | 92.0% | 66.8%+25.2pp | 74.5%+17.5pp | 67.7%+24.3pp |
| Annual return | 11.57% | 25.59%-14.0pp | 24.94%-13.4pp | 35.65%-24.1pp |
| Employer contribution / active EE | $4,074 | $3,105+31.2% | $3,870+5.3% | $2,756+47.8% |
| Participant deferral / active EE | $6,128 | $3,871+58.3% | $5,060+21.1% | $4,299+42.6% |
| Admin fee / account holder | $8,298 | $6,717+23.5% | $8,391-1.1% | $6,940+19.6% |