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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,833 | $97,732-3.0% | $83,831+13.1% | $135,380-30.0% |
| Participation rate | 90.5% | 80.0%+10.5pp | 76.1%+14.3pp | 82.6%+7.8pp |
| Annual return | -6.27% | 1287.56%-1293.8pp | 850.99%-857.3pp | 519.81%-526.1pp |
| Employer contribution / active EE | $7,150 | $4,222+69.4% | $3,631+96.9% | $4,779+49.6% |
| Participant deferral / active EE | $5,607 | $4,683+19.7% | $4,082+37.4% | $5,6090% |
| Admin fee / account holder | $1,825 | $6,675-72.7% | $5,479-66.7% | $10,828-83.1% |