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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,916 | $88,672+95.0% | $105,223+64.3% | $82,448+109.7% |
| Participation rate | 92.3% | 67.9%+24.4pp | 75.0%+17.3pp | 68.1%+24.2pp |
| Annual return | 16.41% | 30.86%-14.4pp | 180.65%-164.2pp | 41.64%-25.2pp |
| Employer contribution / active EE | $4,946 | $3,048+62.3% | $3,689+34.1% | $2,551+93.9% |
| Participant deferral / active EE | $6,651 | $4,036+64.8% | $5,072+31.1% | $4,139+60.7% |
| Admin fee / account holder | $495 | $7,146-93.1% | $8,859-94.4% | $7,234-93.2% |