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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,279 | $47,848-45.1% | $81,473-67.7% | $70,126-62.5% |
| Participation rate | 63.3% | 58.3%+5.1pp | 68.0%-4.6pp | 69.5%-6.2pp |
| Annual return | 17.87% | 27.25%-9.4pp | 38.78%-20.9pp | 73.15%-55.3pp |
| Employer contribution / active EE | $656 | $1,527-57.1% | $2,568-74.5% | $2,343-72.0% |
| Participant deferral / active EE | $1,438 | $2,453-41.4% | $3,537-59.3% | $3,332-56.8% |
| Admin fee / account holder | $0 | $3,145-100.0% | $4,561-100.0% | $4,645-100.0% |