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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,295 | $106,280+160.0% | $96,538+186.2% | $139,487+98.1% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 13.49% | 38.48%-25.0pp | 35.74%-22.3pp | 373.84%-360.4pp |
| Employer contribution / active EE | $7,454 | $4,107+81.5% | $3,740+99.3% | $4,755+56.8% |
| Participant deferral / active EE | $15,710 | $5,457+187.9% | $4,880+221.9% | $6,713+134.0% |
| Admin fee / account holder | $1,928 | $7,888-75.6% | $6,737-71.4% | $11,407-83.1% |