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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,600 | $115,814+154.4% | $101,275+190.9% | $158,982+85.3% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 11.33% | 56.16%-44.8pp | 46.48%-35.2pp | 302.99%-291.7pp |
| Employer contribution / active EE | $5,423 | $4,176+29.9% | $3,660+48.2% | $4,763+13.9% |
| Participant deferral / active EE | $11,463 | $4,958+131.2% | $4,371+162.3% | $5,983+91.6% |
| Admin fee / account holder | $4,996 | $7,249-31.1% | $5,948-16.0% | $11,252-55.6% |