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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,450 | $77,817+422.3% | $123,553+229.0% | $64,173+533.4% |
| Participation rate | 87.8% | 74.7%+13.0pp | 82.3%+5.5pp | 69.6%+18.2pp |
| Annual return | -3.87% | 12.49%-16.4pp | 119.21%-123.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $5,437 | $3,014+80.4% | $4,628+17.5% | $2,381+128.4% |
| Participant deferral / active EE | $11,609 | $5,240+121.5% | $6,426+80.7% | $3,470+234.6% |
| Admin fee / account holder | $10,219 | $5,519+85.2% | $9,284+10.1% | $4,887+109.1% |