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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,385 | $85,766+372.7% | $136,298+197.4% | $70,126+478.1% |
| Participation rate | 82.4% | 74.2%+8.2pp | 81.9%+0.4pp | 69.5%+12.8pp |
| Annual return | 22.49% | 31.46%-9.0pp | 5156.27%-5133.8pp | 73.15%-50.7pp |
| Employer contribution / active EE | $10,191 | $2,966+243.6% | $4,696+117.0% | $2,343+335.0% |
| Participant deferral / active EE | $9,406 | $5,051+86.2% | $6,247+50.6% | $3,332+182.3% |
| Admin fee / account holder | $13,280 | $5,421+145.0% | $9,244+43.7% | $4,645+185.9% |