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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,748 | $117,904-73.1% | $102,457-69.0% | $145,978-78.3% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.1pp |
| Annual return | 10.94% | 31.80%-20.9pp | 29.41%-18.5pp | 550.52%-539.6pp |
| Employer contribution / active EE | $982 | $3,613-72.8% | $3,022-67.5% | $4,662-78.9% |
| Participant deferral / active EE | $2,777 | $5,733-51.6% | $5,054-45.1% | $6,690-58.5% |
| Admin fee / account holder | $1,187 | $13,329-91.1% | $9,451-87.4% | $13,400-91.1% |