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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,161 | $102,429-4.2% | $147,096-33.3% | $80,925+21.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.42% | 135.02%-124.6pp | 419.75%-409.3pp | 35.65%-25.2pp |
| Employer contribution / active EE | $4,898 | $3,716+31.8% | $4,936-0.8% | $2,756+77.7% |
| Participant deferral / active EE | $3,232 | $6,649-51.4% | $8,071-60.0% | $4,299-24.8% |
| Admin fee / account holder | $7,072 | $7,957-11.1% | $13,005-45.6% | $6,940+1.9% |