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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,766 | $89,370-53.3% | $141,197-70.4% | $72,976-42.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.55% | 111.88%-91.3pp | 71.41%-50.9pp | 81.02%-60.5pp |
| Employer contribution / active EE | $3,642 | $3,115+16.9% | $4,736-23.1% | $2,440+49.3% |
| Participant deferral / active EE | $3,375 | $5,419-37.7% | $6,710-49.7% | $3,608-6.4% |
| Admin fee / account holder | $611 | $5,957-89.7% | $10,265-94.0% | $5,124-88.1% |