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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,128 | $138,102+5.1% | $125,381+15.7% | $134,532+7.9% |
| Participation rate | 72.7% | 84.5%-11.8pp | 82.4%-9.7pp | 81.2%-8.5pp |
| Annual return | -26.39% | 750.73%-777.1pp | 572.31%-598.7pp | 418.27%-444.7pp |
| Employer contribution / active EE | $9,516 | $5,245+81.4% | $4,815+97.6% | $4,741+100.7% |
| Participant deferral / active EE | $3,058 | $7,801-60.8% | $7,448-58.9% | $6,401-52.2% |
| Admin fee / account holder | $1,179 | $11,568-89.8% | $10,007-88.2% | $11,429-89.7% |