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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,428 | $197,603+37.9% | $177,827+53.2% | $158,950+71.4% |
| Participation rate | 95.7% | 88.5%+7.1pp | 87.7%+7.9pp | 82.0%+13.7pp |
| Annual return | 16.87% | 58.76%-41.9pp | 48.32%-31.5pp | 302.91%-286.0pp |
| Employer contribution / active EE | $8,327 | $6,698+24.3% | $5,918+40.7% | $4,762+74.9% |
| Participant deferral / active EE | $16,588 | $8,404+97.4% | $7,713+115.1% | $5,983+177.3% |
| Admin fee / account holder | $6,862 | $15,402-55.4% | $12,429-44.8% | $11,248-39.0% |