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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,997 | $102,385-45.3% | $147,080-61.9% | $80,935-30.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.78% | 135.09%-120.3pp | 420.17%-405.4pp | 35.66%-20.9pp |
| Employer contribution / active EE | $6,762 | $3,717+81.9% | $4,933+37.1% | $2,757+145.3% |
| Participant deferral / active EE | $7,332 | $6,651+10.2% | $8,066-9.1% | $4,299+70.5% |
| Admin fee / account holder | $5,460 | $7,951-31.3% | $12,989-58.0% | $6,924-21.2% |