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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,590 | $82,678-60.6% | $125,391-74.0% | $68,490-52.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.49% | -5.97%-10.5pp | 572.41%-588.9pp | -7.85%-8.6pp |
| Employer contribution / active EE | $6,060 | $3,382+79.2% | $4,816+25.8% | $2,597+133.4% |
| Participant deferral / active EE | $5,975 | $6,111-2.2% | $7,448-19.8% | $4,028+48.4% |
| Admin fee / account holder | $918 | $6,277-85.4% | $10,009-90.8% | $5,403-83.0% |