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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,997 | $102,382-45.3% | $147,005-61.9% | $80,874-30.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 14.78% | 134.89%-120.1pp | 418.76%-404.0pp | 35.62%-20.8pp |
| Employer contribution / active EE | $6,762 | $3,715+82.0% | $4,934+37.0% | $2,756+145.4% |
| Participant deferral / active EE | $7,332 | $6,646+10.3% | $8,070-9.1% | $4,297+70.6% |
| Admin fee / account holder | $5,460 | $7,942-31.3% | $13,006-58.0% | $6,935-21.3% |