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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,642 | $85,171-41.7% | $172,752-71.3% | $72,975-32.0% |
| Participation rate | 89.3% | 70.1%+19.2pp | 82.6%+6.6pp | 69.5%+19.8pp |
| Annual return | 8.68% | 27.32%-18.6pp | 802.97%-794.3pp | 81.01%-72.3pp |
| Employer contribution / active EE | $2,679 | $3,324-19.4% | $5,144-47.9% | $2,440+9.8% |
| Participant deferral / active EE | $1,201 | $3,260-63.2% | $5,198-76.9% | $3,608-66.7% |
| Admin fee / account holder | $63,290 | $5,880+976.3% | $13,955+353.5% | $5,124+1135.2% |