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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,945 | $159,978+10.0% | $147,041+19.7% | $145,978+20.5% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 12.03% | 98.36%-86.3pp | 419.21%-407.2pp | 550.52%-538.5pp |
| Employer contribution / active EE | $4,667 | $5,288-11.8% | $4,935-5.4% | $4,662+0.1% |
| Participant deferral / active EE | $13,023 | $8,429+54.5% | $8,071+61.4% | $6,690+94.7% |
| Admin fee / account holder | $8,065 | $15,053-46.4% | $13,006-38.0% | $13,400-39.8% |