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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,884 | $82,674-27.6% | $125,381-52.2% | $68,486-12.6% |
| Participation rate | 68.1% | 75.1%-7.0pp | 82.4%-14.3pp | 67.9%+0.2pp |
| Annual return | -18.59% | -5.97%-12.6pp | 572.31%-590.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,091 | $6,111-0.3% | $7,448-18.2% | $4,028+51.2% |
| Admin fee / account holder | $2,953 | $6,277-53.0% | $10,007-70.5% | $5,404-45.4% |