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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,974 | $89,367-37.4% | $141,191-60.4% | $72,975-23.3% |
| Participation rate | 63.8% | 75.1%-11.3pp | 82.5%-18.6pp | 69.5%-5.7pp |
| Annual return | 23.93% | 111.87%-87.9pp | 71.41%-47.5pp | 81.01%-57.1pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,287 | $5,419-20.9% | $6,710-36.1% | $3,608+18.8% |
| Admin fee / account holder | $1,093 | $5,957-81.7% | $10,264-89.4% | $5,124-78.7% |