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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,721 | $183,592+55.6% | $155,574+83.7% | $145,877+95.9% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 11.00% | 61.37%-50.4pp | 64.87%-53.9pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,920 | $5,317-45.1% | $4,676-37.6% | $4,663-37.4% |
| Participant deferral / active EE | $9,689 | $6,466+49.8% | $5,629+72.1% | $6,691+44.8% |
| Admin fee / account holder | $2,151 | $19,316-88.9% | $15,914-86.5% | $13,402-84.0% |