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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,027 | $167,362+55.4% | $143,799+80.8% | $134,532+93.3% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -6.79% | 0.47%-7.3pp | -0.04%-6.7pp | 418.27%-425.1pp |
| Employer contribution / active EE | $12,888 | $5,620+129.3% | $4,952+160.3% | $4,741+171.8% |
| Participant deferral / active EE | $10,111 | $6,447+56.8% | $5,638+79.3% | $6,401+58.0% |
| Admin fee / account holder | $800 | $18,094-95.6% | $14,677-94.5% | $11,429-93.0% |