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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,777 | $45,566-56.6% | $64,105-69.1% | $59,633-66.8% |
| Participation rate | 45.5% | 60.2%-14.7pp | 68.2%-22.7pp | 68.7%-23.2pp |
| Annual return | -0.92% | 4.95%-5.9pp | 791.24%-792.2pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $83 | $934-91.2% | $1,820-95.5% | $2,203-96.2% |
| Participant deferral / active EE | $962 | $2,057-53.2% | $2,822-65.9% | $3,192-69.9% |
| Admin fee / account holder | $170 | $3,268-94.8% | $4,499-96.2% | $4,297-96.1% |