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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,861 | $209,422-40.4% | $178,503-30.1% | $158,982-21.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.76% | 188.81%-178.0pp | 151.12%-140.4pp | 302.99%-292.2pp |
| Employer contribution / active EE | $3,886 | $5,707-31.9% | $5,011-22.5% | $4,763-18.4% |
| Participant deferral / active EE | $5,869 | $5,955-1.4% | $5,202+12.8% | $5,983-1.9% |
| Admin fee / account holder | $15,219 | $17,079-10.9% | $13,987+8.8% | $11,252+35.3% |