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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,114 | $202,342-40.6% | $172,753-30.5% | $152,909-21.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.88% | 1029.88%-1012.0pp | 803.00%-785.1pp | 345.46%-327.6pp |
| Employer contribution / active EE | $5,286 | $5,857-9.8% | $5,144+2.8% | $4,764+11.0% |
| Participant deferral / active EE | $8,320 | $5,948+39.9% | $5,198+60.1% | $5,851+42.2% |
| Admin fee / account holder | $54,521 | $17,112+218.6% | $13,956+290.7% | $11,601+370.0% |