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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,426 | $102,595-30.4% | $94,057-24.1% | $154,746-53.8% |
| Participation rate | 45.5% | 76.0%-30.5pp | 73.3%-27.9pp | 80.7%-35.2pp |
| Annual return | 14.23% | 583.42%-569.2pp | 480.62%-466.4pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,034 | $3,147-35.4% | $2,933-30.6% | $4,379-53.5% |
| Participant deferral / active EE | $2,591 | $5,118-49.4% | $4,709-45.0% | $6,730-61.5% |
| Admin fee / account holder | $140,656 | $7,736+1718.2% | $7,244+1841.6% | $14,365+879.1% |