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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,426 | $72,071-0.9% | $68,368+4.5% | $137,256-48.0% |
| Participation rate | 45.5% | 76.2%-30.8pp | 73.8%-28.3pp | 80.0%-34.5pp |
| Annual return | 14.23% | 353.14%-338.9pp | 292.57%-278.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,034 | $2,788-27.0% | $2,649-23.2% | $4,156-51.0% |
| Participant deferral / active EE | $2,591 | $4,410-41.3% | $4,123-37.2% | $6,407-59.6% |
| Admin fee / account holder | $140,656 | $5,336+2536.2% | $5,150+2631.3% | $12,270+1046.3% |