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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,909 | $65,364-46.6% | $92,909-62.4% | $72,975-52.2% |
| Participation rate | 43.3% | 68.3%-25.0pp | 76.0%-32.7pp | 69.5%-26.2pp |
| Annual return | 19.32% | 42.11%-22.8pp | 109.44%-90.1pp | 81.01%-61.7pp |
| Employer contribution / active EE | $956 | $2,594-63.1% | $3,653-73.8% | $2,440-60.8% |
| Participant deferral / active EE | $1,482 | $3,128-52.6% | $4,238-65.0% | $3,608-58.9% |
| Admin fee / account holder | $974 | $4,251-77.1% | $5,795-83.2% | $5,124-81.0% |