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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,147 | $57,352-49.2% | $83,831-65.2% | $64,173-54.6% |
| Participation rate | 38.6% | 68.6%-30.1pp | 76.1%-37.6pp | 69.6%-31.0pp |
| Annual return | -8.42% | 11.38%-19.8pp | 850.99%-859.4pp | 7.63%-16.1pp |
| Employer contribution / active EE | $920 | $2,546-63.9% | $3,631-74.7% | $2,381-61.4% |
| Participant deferral / active EE | $1,416 | $2,993-52.7% | $4,082-65.3% | $3,470-59.2% |
| Admin fee / account holder | $790 | $4,046-80.5% | $5,479-85.6% | $4,887-83.8% |