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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,447 | $70,684-28.6% | $169,390-70.2% | $75,173-32.9% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 16.40% | 36.38%-20.0pp | 406.07%-389.7pp | 160.72%-144.3pp |
| Employer contribution / active EE | $8,375 | $2,211+278.8% | $4,013+108.7% | $2,671+213.6% |
| Participant deferral / active EE | $8,121 | $4,310+88.4% | $6,222+30.5% | $4,126+96.8% |
| Admin fee / account holder | $564 | $5,404-89.6% | $9,015-93.7% | $5,651-90.0% |