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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,759 | $93,617+176.4% | $135,982+90.3% | $75,177+244.2% |
| Participation rate | 97.7% | 75.2%+22.5pp | 81.9%+15.8pp | 67.2%+30.5pp |
| Annual return | 10.64% | 30.89%-20.2pp | 68.32%-57.7pp | 160.75%-150.1pp |
| Employer contribution / active EE | $29,128 | $3,538+723.2% | $4,859+499.4% | $2,671+990.5% |
| Participant deferral / active EE | $13,180 | $6,406+105.7% | $7,760+69.9% | $4,126+219.4% |
| Admin fee / account holder | $8,983 | $6,980+28.7% | $10,767-16.6% | $5,651+59.0% |