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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,887 | $98,776+176.3% | $149,745+82.2% | $79,856+241.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 21.63% | 27.38%-5.7pp | 276.72%-255.1pp | 31.71%-10.1pp |
| Employer contribution / active EE | $22,119 | $3,217+587.5% | $4,646+376.1% | $2,471+795.1% |
| Participant deferral / active EE | $11,047 | $5,681+94.4% | $6,843+61.4% | $3,741+195.3% |
| Admin fee / account holder | $2,831 | $6,053-53.2% | $9,312-69.6% | $5,306-46.6% |